Swap your RSUs for an institutional grade portfolio
Go from one stock to a strategy created by one of the top investment firms in the world — without the multi-million dollar minimums.
Backed by one of the top asset managers in the world
By re-investing your RSUs through Candor, you get direct access to institutional-grade portfolios designed to help you achieve your financial goals faster.
OUR PARTNERS’ TRACK RECORD
$10T+AUM
16,500Employees
30+Countries
An asset manager has provided this model portfolio to Candor to make available to its clients. The fees that this asset manager receive from investments in the funds constitute the asset manager’s compensation. This may result in model portfolios that achieve a level of performance less favorable, or reflect higher fees, than otherwise would be the case if they were not allocated to to this funds. Candor is ultimately reponsible for reviewing client portfolios and when possible, ETFs may be substituted for lower-fee equivalents at Candor's discretion.
Globally diversified to protect you from market downturns
Alternatives
U.S. Fixed Income
U.S. Equities
International Equities
Sector Equities
Alternatives
U.S. Fixed Income
U.S. Equities
International Equities
Sector Equities
Alternatives
U.S. Fixed Income
U.S. Equities
International Equities
Sector Equities
PORTFOLIO SUMMARY
Active research
Research driven by macroeconomic forecasts, fundamental quantitative and technical analysis.
Quarterly updates
Real time updates on your portfolio holdings and invites to our investor calls.
Tax-free rebalancing
Continous rebalancing that — unlike traditional advisors — doesn't cost you any extra in taxes.
More than just a portfolio
Relax while we invest
Set up once and forget — your RSUs are automatically re-invested with every vest to build long-term wealth
now
Your 125 shares have been sold as $12,510.
now
Your $12,510 proceeds have been reinvested.
How does Candor select portfolios?
We pick products that have a long track record of consistent returns through periods of market volatility.
Results that speak for themselves
80%
Positive return quarters
Past performance does not guarantee future results. Based on quarterly returns of the Alpha portfolio since inception (September 30, 2014), net of fees. View full results in the portfolio summary.
Results that speak for themselves
PERFORMANCE SINCE INCEPTION
24positive quarters6negative quarters
Earnings after taxes
Tax
Without Candor
Save on taxes
Unlike traditional advisors, Candor rebalances your
portfolio in a way that doesn't create any extra taxes.
Unlike traditional advisors, Candor rebalances your portfolio in a way that doesn't create any extra taxes.
How does Candor help me save taxes?
Candor uses a proprietary method to rebalance your portfolio so you keep more of your RSU proceeds.
Taxes can significantly reduce returns
Optimizing taxes means you can achieve your financial goals faster
A study by Morningstar found that on average, over the 94-year period ending in 2019, investors gave up approximately 2 percentage points of their annual returns to taxes. Representative of potential savings only, actual savings vary based on your individual factors and circumstances, including your personal investment decision-making.
Impact of taxes on investment returns, 1926-2019
Average annual return %
+2%
with Candor
A study by Morningstar found that on average, over the 94-year period ending in 2019, investors gave up approximately 2 percentage points of their annual returns to taxes. Representative of potential savings only, actual savings vary based on your individual factors and circumstances, including your personal investment decision-making.
No performance fees, ever.
Candor's fees are based on a percentage of assets under management (AUM). Additional miscellenous fees may apply for certain transactions. For more details, see Form CRS (conversation starters) and Wrap Fee Program Brochure.
Traditional advisors
1-2%
+ another 1-2% in taxes
A study of over 1,350 registered investment advisers found that the average firm charged a fee of 1.17%, with some firms having fees up to 2% or more (full study). Representative of potential savings only, actual savings vary based on your individual factors and circumstances, including your personal investment decision-making.
VS
Candor's fee
.75%
TAX-FREE rebalancing
Candor's fee is only charged on re-invested proceeds. Clients opting out of re-investment can choose a flat fee instead. Candor rebalances portfolios in a way that does not create a tax liability (more information). For more details about Candor's offering and associated fees, see Form CRS (conversation starters) and Wrap Fee Program Brochure.
You wouldn't advise a friend to keep all their money in one stock, so why would you?
Start today
Become a client
Get started with a little as 1 share
now
Your 125 shares have been sold as $12,510.